ClaimBack: What Are You Owed?

ClaimBack is a free set of tools to claim what you are owed: flight delay compensation, free recall repairs, and faulty-goods rights, each with a ready-to-send letter and a deadline ledger. Keep 100%.

Every company now runs software to optimise against you: dynamic pricing, automated denials, engineered renewals, and compensation rules buried where you will not find them. Money you are owed but never claim is pure profit for them, by design. ClaimBack is your side of that: a set of tools that work out exactly what you are owed, and write the letter to claim it. You keep 100 percent.

Was your flight delayed?

Check if a delayed, cancelled or overbooked flight owes you up to 600 euros, and get the demand letter.

Check flight

Is your car recalled?

Enter your VIN to find open safety recalls, repaired free at any dealer, whatever the car's age.

Check recalls

Is a faulty item still covered?

See your EU or UK legal guarantee on a faulty product, and get a claim letter to the retailer.

Check warranty

More coming

Bank and telecom fee reclaims, insurance-denial appeals, unclaimed-property and settlement finders, subscription refunds, and data-rights requests, each with the exact letter and a deadline the ledger remembers for you.

In progress

Why a chatbot cannot claim it for you

It is tempting to ask an AI “am I owed anything?”, but this is exactly where a chatbot fails. Rights expire, EU flight claims in a few years, chargebacks in about 120 days, warranties on a clock, and a chatbot forgets the moment the window closes; a ledger that remembers your deadlines is the real value. Entitlement is law, not vibes: a hallucinated claim is worse than none, while codified rules are exact. A chatbot also cannot run the checks that matter, decoding a VIN against a recall database, confirming a flight, looking up a registry, and your receipts and finances should not be pasted into it. ClaimBack does the maths, keeps your data on your device, and hands you the letter.

The money companies owe you but hope you never claim

Every business now runs software to optimise against the customer: prices that move in real time, claims that are denied automatically, renewals engineered to catch you out, and compensation rules buried where you will not look. The result is simple. Money you are legally owed but never claim is pure profit for them, by design. ClaimBack flips that. It applies the real rules to your situation, tells you what you are owed, and writes the letter to claim it, so you keep all of it.

What you can claim today

Flight compensation: up to 600 euros for a delayed, cancelled or overbooked flight under EU261 or UK261, with the demand letter.
Free recall repairs: open safety recalls on your car, fixed free at any dealer, found from your VIN.
Faulty-goods rights: your EU or UK legal guarantee on a defective product, with a claim letter to the retailer.

More is coming: fee reclaims, insurance-denial appeals, unclaimed-property and settlement finders, subscription refunds, and data-rights requests.

Keep 100 percent

Claims companies take a quarter to a half of whatever you recover for filing a form you could file yourself. ClaimBack gives you the letter for free, so you keep everything and deal directly with the airline, dealer or retailer. Every payout is yours.

Why a chatbot cannot do this

Asking an assistant “am I owed anything?” runs into four problems. Rights expire, and a chatbot forgets your deadlines the moment they pass, while a ledger that remembers them is the real product. Entitlement is law, not vibes, and a hallucinated claim is worse than none, whereas codified rules are exact. A chatbot cannot run the checks that matter, decoding a VIN, confirming a flight, looking up a registry. And your receipts and finances should never be pasted into it. ClaimBack does the maths, keeps your data on your device, and hands you the exact letter to send.

The trilogy

ClaimBack is the third of a set: RealCheck guards what comes at you (is this real?), MirrorCheck governs how the machines see you, and ClaimBack recovers what you are owed. Together they are a consumer's defence stack for an era where software is quietly optimised against you, all free to run.

Good to know

ClaimBack: What Are You Owed?, frequently asked questions

What is ClaimBack?

ClaimBack is a free set of tools that work out what companies owe you and write the letter to claim it. Businesses design their systems so that money you are entitled to, flight compensation, free recall repairs, refunds on faulty goods, is easy to overlook and easy for them to keep. ClaimBack is your side of that: it applies the actual rules to your situation and gives you the exact, jurisdiction-correct demand letter, so you can claim what is yours and keep 100 percent.

What can I claim with it?

Today: compensation for a delayed, cancelled or overbooked flight under EU261 or UK261; free repairs for open safety recalls on your car; and your legal-guarantee rights on a faulty product in the EU or UK. Coming next: bank and telecom fee reclaims, insurance-denial appeals, unclaimed-property and settlement finders, subscription refunds, and data-rights requests, each with the letter and a deadline the ledger remembers for you.

Do I have to pay a percentage like AirHelp or a claims firm?

No. Claims companies typically take 25 to 50 percent of what you recover for filing a claim you can make yourself. ClaimBack gives you the ready-to-send letter for free, so you keep all of your compensation. You only ever deal directly with the airline, dealer or retailer.

Why not just ask ChatGPT if I am owed anything?

Because this is where a general chatbot fails. Rights expire, and a chatbot forgets your deadlines, while a ledger that remembers them is the real value. Entitlement is a matter of law, not confident guessing, and a hallucinated claim is worse than none. A chatbot also cannot run the checks that matter, like decoding a VIN against a recall database, and you should not paste your receipts and finances into it. ClaimBack applies exact rules, keeps your data on your device, and hands you the letter.

Is my information private?

Yes. The tools run in your browser wherever possible, the letters are generated locally, and anything you track in the ledger is saved only on your device. The recall checker sends only a VIN or make and year to look up official recall data, never your personal details.

Is it free?

Yes, every ClaimBack tool is free with no signup.

Keep going